A Digital Ruble: A Civilist’s View of the Problem

Testing of a digital ruble platform conducted by the Bank Russia actualizes problem determining legal nature and features its civil law regime. Based on fundamental provisions doctrine, author explores an economic concept presented Central Russian Federation; from civilistic standpoint, examines relationship between concepts «digital ruble», money», «currency», «cryptocurrency», financial asset». The paper justifies fallacy judgments in interpretation as new form money — national currency. Comparing Concept with prescriptions concerning currency under Federal Law No. 259-FZ dated 31 July 2020, substantiates number conclusions: exists special material digits other signs carrier computer systems controlled programs platform; sense, rubles mean non-cash funds rights claim arising basis agreement for opening maintaining wallet acting element content bank customer holder cashless settlements. approach proposed to introduce into property circulation has much common model settlements implemented practice using electronic wallets prepaid smart cards. monetary means (in form) acts (obligation) right falls qualification varieties.